My Background
Joel L. Berkovitz, CLTC
Ever since I can remember, I have always had a passion for the world of finance. As a young graduate, I spent an inordinate amount of time educating myself on budgeting techniques, My strength lies in reviewing a financial position from an individual perspective, as well as a business one.
In 2011, I joined New York Life Insurance as a means to further expand my financial channels and facilitate more positive financial change in as many people possible. As a licensed insurance agent, I believe I have access to the finest education and resources in the financial arena. Using the advantages New York Life provides, I have the solid training and the natural know-how to service my client's goals and needs in a superlative way.
Furthermore, As an Agent of New York Life, I have exclusive access to the Advanced Planning Group - a premier planning team with expertise in law, accounting, financial planning and insurance. My access to these resources allows me to bring experience, value and insight to assist you with your business and estate planning needs.
To learn more about the services I can offer you through my exclusive access to this resource, please visit the Advanced Planning Group web site.
Some of the financial guidance I help with may include;
* Business Succession Planning,
* Buy and Sell
* Executive Bonus Arrangements
* Retirement Planning
* Estate Planning
* Managing Costs for extended periods of care
* Lifetime Income Strategies
* Income Protection for the unexpected Disability or Life tragedy event
* College Funding
Since 2012, I consistently achieved Council recognition and was the top New Org agent (President Council 2013 and Executive Council 2014-2015). 1
In 2013, I qualified as a Member of the world renowned group of top financial professionals, Million Dollar Round Table (MDRT).
I am also a member at the National Association of Insurance Financial Advisors (NAIFA).
In 2014, I acquired the designation of CLTC, in Long Term Care.
I work closely with my clients and I look forward in a building a mutually beneficial business relationship built on knowledge, service & trust. The mantra I live by and remind my clients frequently is, 'Remember, you plan today for a calm tomorrow!
Neither New York life Insurance Company, not its agents provide tax, legal or accounting advice. Please consult your own tax, legal, or accounting professionals before making any decisions.