Long-Term Care Insurance

Joel Berkovitz is an  agent licensed to sell insurance through New York Life Insurance Company and may be licensed with various other independent unaffiliated insurance companies in the states of NJ and NY. No insurance business may be conducted outside these states referenced.  

Joel Berkowitz is also a Registered Representative of and offers securities products & services through NYLIFE Securities LLC, Member FINRA/SIPC, a Licensed Insurance Agency, and a wholly-owned subsidiary of New York Life Insurance Company. In this regard, this communication is strictly intended for individuals residing in the states of NJ and NY. No offers may be made or accepted from any resident outside the specific states referenced.

NYLIFE Securities LLC is a New York Life Company.